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Well, Now, That's Finished

As of 13:41 local time today, BoA ceased being a partial owner of Kuma's Playpen Ranch.

We weren't doing business with BoA when we first shared ownership of the Ranch. In fact, the original papers were owner-financed by the person we purchased the land from. That individual sold the mortgage to a brokerage, which sold the mortgage to another brokerage, which bundled the property in with a batch that then was sold to a bank in Miami.

Which promptly sent us a letter requesting payment in full on the empty property.

They actually proved to be quite accommodating when we called them to explain that the property no longer stood empty (it was, when we purchased it), we now lived on it. However, a couple years after that we re-financed through a local, state-level bank.

Five years after that, local state-level bank merged in with a larger regional bank.

Two years after that, larger regional bank merged with BoA.

So, we never once moved, and our mortgage processed through four banks. Now, neither the no longer existing banks nor the big one can tap us and say move along. This small part of North Central Baja Jorja is ours.

Tonight, there are chocolate chip cookies in celebration. And ice cream. Yes.

This entry was originally posted at http://madshutterbug.dreamwidth.org/160401.html. Please comment there using OpenID.

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( 7 comments — Leave a comment )
barry_king
Jul. 5th, 2012 09:21 pm (UTC)
Hearty congrats. Looking forward to when I can say the same. About Baja Ontaria, that is.
azhdragon
Jul. 5th, 2012 11:34 pm (UTC)
congratulations - I often wonder if I will ever be able to say the same thing in my lifetime.


mistfox
Jul. 6th, 2012 01:38 am (UTC)
Congratulations!!!!!!!
rosewildeirish
Jul. 6th, 2012 03:03 am (UTC)
Congrats! :D
starcat_jewel
Jul. 6th, 2012 04:26 am (UTC)
Congratulations on being out from under the Evil Empire!
i_amsherlocked
Jul. 7th, 2012 07:30 am (UTC)
YAY!!!!!!!
Congrats to you and Herself!
ichthyus
Jul. 7th, 2012 01:31 pm (UTC)
Congratulations! That's wonderful news!
( 7 comments — Leave a comment )

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